SD County Home Loans & Refinance | San Diego Direct Lending

Welcome to M5 Financial - Ken Reed

M5 Financial - Ken Reed is your premier mortgage team located in San Diego, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in California, Arizona, and Florida.

Homebuyers

See how much you qualify for in today's market.

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Refinance

We can help you lower your rate or take cash out.

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Today's Rates

See if the time is right for you to purchase
or refinance.

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Ask A Question

We can answer your mortgage related questions.

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What are you waiting for?

Getting started is easy!

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What We Do

Ken Reed is a Senior Mortgage Advisor located in San Diego, California. He has been in the Mortgage Industry for over 20 years and specializes in residential home loans for families in California.

Stay connected with me anywhere!

Download my MortgageMapp app for FREE and you have instant access to me and some really helpful tools:

Handy mortgage calculator
Daily mortgage rates
Video tutorials & mortgage news
And much, much more...

Click Here to Download my Mortgage Calculator

What our clients are saying

David H.

24/7 access to the best loan officer in San Diego!
Ken is the best loan officer out of the many (in excess of 10) loan officers I have used over the years. I will not use another. He has a lot of experience while offering timely and accurate responses. He is not like other LO's that take hiatuses when you need them the most. Go with Ken and you wont regret it!